You probably heard about the recent theft of TJ Maxx’s customer records. Hackers stole thousands of credit card numbers from their database. If you have shopped at TJ Maxx, how do you if your credit card isn’t being maliciously sold in the black market right now?
Take this short online quiz from www.onguard.gov to test your knowledge about identity theft. This could save you thousands of dollars in credit card debt and save your crying and whimpering when you see your next bill statement.
Also, a smart idea is to check your credit report at least once a year, so you know for sure that you are not a victim of identity theft. The 3 major credit reporting companies (Experian, Equifax, TransUnion) have come together to provide free credit reports once every 12 months at www.annualcreditreport.com.
When you register for AnnualCreditReport.com, each credit company will try to make you subscribe to additional services that cost money. Just be jewish like me and opt out for everything else and get a free overview of your credit.
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